Some people have told me that the most interesting part of the book was the chapter on Rudy Giuliani and his decision making. I don’t agree. I think the chapter on Mayor David Dinkins is the most interesting and the most challenging to write because Mayor Dinkins faced a fiscal crisis that was as severe and difficult as the 1975 fiscal crisis. And, in my judgment, the fiscal policies of Mayor Dinkins were outstanding. Time and again Mayor Dinkins placated the bankers while keeping his public policy goals in the forefront - the “safety net” of social services to the city’s poorest citizens. However, he failed to convince the city’s citizens that he was a capable leader, and thus only served one term.Another example of the extraordinary power of the state government over the city was the struggle between Governor Nelson Rockefeller and Mayor John Lindsay. Time after time the Governor blocked attempts by the Mayor to increase taxes to deal with the city’s growing deficit. Both the Governor and State Legislature were quick to add to the city’s spending through giveaways to the unions but at the same time the state government refused to agree to increases in city taxes. Eventually, the debts became too enormous and the city came close to bankruptcy.Follow the Money is significant because so little is written about banking and its influence on the rest of society. With the latest fiscal crises facing the country, it could be that the pattern will change and the banking influence on the rest of us will be more closely examined.The book shows that, by and large, the financial elites won on most occasions, whenever times were hard. Yet, even in fiscally hard times, mayors clearly had some discretion and achieved some of their goals – whether it was Koch demanding and finally winning the right to control the MAC surpluses, or Dinkins who insisted on money for “cops and kids” not just “cops,” or Giuliani who was determined to spend dollars on public safety and education regardless of what the financial elites said, or Bloomberg who claimed that an increase in property taxes was the only sound choice. Although private power usually dominated public policy during hard times, New York City mayors did have some wins.